The total cost of adopting varies from $0 to more than $40,000, depending on a number of factors.

The chart below outlines some general categories of adoption and costs associated with the services provided. The wide range reflects the multitude of factors that may affect costs, including the type of adoption, the type of placement agency or facilitator, and the child's age and circumstances. Prospective adoptive parents are encouraged to check with the agencies they are considering to find out more about specific costs for their circumstances.

While the overall figures may seem daunting, prospective adoptive parents should explore all adoption options and the associated costs for each. In some cases, the total cost may be much less than the maximum figures cited here; resources may also be available to help offset costs. For instance, combined with the United States tax credit, the Good Morning Adoption Fund’s Adoption Grant can cover more than half the cost of adoption.  In addition, some employers offer adoption financial assistance as part of their employment benefit package.

Credits: National Adoption Information Clearinghouse